A consumer bankruptcy attorney is an attorney that practices bankruptcy law dealing with individuals and not businesses. The laws dealing with individuals when it comes to bankruptcy are distinctly different and for this reason there are lawyers that choose to specialize with one or the other.
If the time has come to file for bankruptcy choosing the right lawyer can have great results or unintended consequences that will affect the way your future will turn out. Although it can not be guaranteed doing your home work about not only finding the right attorney, but also educating your self on the laws of bankruptcy and what you can expect as the result of filing can better the odds for a positive outcome.
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The first thing you should do before finding an attorney is know what will happen when you file for bankruptcy and knowing what bankruptcy is also a good idea. Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay its creditors.
The definition for a business bankruptcy is a little more detailed. This impairment of ability or inability has to be addressed when it is time to file, although the process of filing for bankruptcy is not that complicated dealing with the procedures and follow ups can be overwhelming if you don't have experience dealing with the legal system.
That is where having the right attorney can make the ordeal more tolerable by ensuring the details are taken care of. One of the better places to find an attorney is by going to the website of the ABA of the state that the lawyer is practicing in.
This will ensure that the lawyer is able to practice law in that particular state as of the time you checked for his or her license, although this might seem unnecessary for some people the fact that there are lawyers that practice law with out a license should encourage you take sometime to find out if they are legitimate. After this has been done finding how skilled the attorney you are about to hire can be found by looking for consumer groups that rate attorneys for various categories and different states have different organization that offer this service.
The job of the consumer bankruptcy lawyer is to protect your interests, this is done by ensuring that creditors do not harass you after the petition has been filed, ensuring assets that are exempted remain your property including retirement funds and personal items, and provide you with all the information that is needed about the rules of the state that you live in when someone has filed for bankruptcy.
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